Blockchain Technology in Financial Services: Opportunities and Challenges
Exploring Decentralized Finance Applications and Regulatory Implications
Penulis: Prof. Dr. Mada Rahman, S.Kom., M.T., Dr. Rama Pratama, S.Kom., M.T., Dr. Yuki Tanaka, Ph.D.
Penulis Korespondensi: Prof. Dr. Mada Rahman, S.Kom., M.T.
Jurnal: International Journal of Information Management
Penerbit: Elsevier
Abstrak
Abstract
This paper examines the transformative potential of blockchain technology in financial services. We analyze current applications, emerging opportunities in decentralized finance (DeFi), and regulatory challenges facing blockchain adoption in traditional financial systems.
Key Applications:
- Cryptocurrency and digital assets
- Smart contracts for automated transactions
- Decentralized exchanges and lending platforms
- Cross-border payments and remittances
- Supply chain finance and trade finance
Regulatory Challenges:
- AML/KYC compliance in decentralized systems
- Consumer protection in DeFi platforms
- Cross-border regulatory coordination
- Taxation of digital assets
- Cybersecurity and systemic risk
We propose a regulatory framework for responsible blockchain adoption in financial services.
Kata Kunci
blockchain, financial services, decentralized finance, fintech, regulatory challenges
Bidang Subjek
Information Systems
Informasi Tambahan
Jurnal:
Lihat Jurnal
Blockchain, Financial Technology, Decentralized Finance
Kategori: Jurnal Internasional
Diterbitkan: 29/12/2025 01:22:49